Wealth Management is not a one-time event, but an ongoing process that will last throughout your life. Your wealth management plan will help you take deliberate actions in every important aspect of your finances. It will serve as a record of decisions made and tasks completed, as well as a checklist for decisions and tasks yet to be undertaken. At the same time, it is a living, flexible document that can change in response to changes in your and your family's life.
The wealth management plan deals with four key areas of your financial life beyond your investments.
Wealth protection is aimed at protecting your wealth against potential creditors, litigants, children's spouses, and potential ex-spouses, as well as protecting you against catastrophic loss.
Wealth enhancement aims to produce the best possible investment returns consistent with your level of risk tolerance and to minimize the tax impact on those returns.
Wealth transfer intends to find and facilitate the most tax-efficient way to pass assets to succeeding generations and to so in a way that meets your wishes.
Charitable gifting helps fulfill your charitable goals and can often support efforts in each of the other three areas.
To ensure that we help you implement the appropriate strategies that encompass the four key areas of your financial life, we provide the following services: